What Makes a Roofing Contractor Licensed & Insured And Why It Matters
- melsroofing20
- Aug 1
- 2 min read
Not all roofing contractors are created equal. Before hiring anyone to work on your home, it’s crucial to ensure they are licensed and insured. It’s not just a formality—it’s your protection against legal and financial risks. In California, choosing a contractor without the right credentials could leave you liable for damages or injuries that occur during the project.
What Does "Licensed" Roofing Contractor Means?
In California, roofing contractors must be licensed by the CSLB (Contractors State License Board).
Licensing ensures the contractor has passed exams, verified experience, carries a surety bond, and follows state construction regulations.
It also indicates the company is legally allowed to perform roofing work and can be held accountable if issues arise.
What Does "Insured" Mean?
Liability Insurance: Covers property damage caused during the job (e.g., falling tiles, broken skylights).
Workers’ Compensation: Protects homeowners from responsibility if a crew member is injured on the property.
Without insurance, homeowners may be legally and financially responsible for on-site accidents.
Why It Matters for Homeowners
Protects your investment: Prevents you from paying for accidents or subpar work.
Peace of mind: You’re working with professionals held to legal and industry standards.
Warranty support: Many manufacturers require certified, licensed installers to maintain warranty coverage.
Avoids scams: Licensed and insured roofers are less likely to cut corners or disappear after payment.
What to Ask Before Hiring
Can I see your license and insurance certificates?
Are you bonded?
Do you carry workers' comp and general liability?
Do you have local references or project photos?
Mel’s Roofing is fully licensed, insured, and trusted by homeowners across San Ramon, Walnut Creek, Pleasanton, and surrounding cities. Book your free estimate today and work with a team you can rely on to do the job right—and safely.
